Life-Cycle Conference

We live in a time of great changes in the way Americans save, invest, and manage the risks to their standard of living.

Economists have been studying consumers’ optimal saving and investing decisions for many decades. Since the 1950s there has been enormous progress in the underlying theory, and since the 1970s major innovations in the financial markets and advances in technology have facilitated implementation of that theory. Furthermore, in the past two decades, research in behavioral economics and finance has considerably advanced our understanding of how consumers actually make saving and investment decisions. Life-cycle saving and investing have become a science, or at least the foundations have been laid for such a science.

The goal of this conference series is to bring together academic researchers, practitioners, and public-sector policymakers to discuss the current state of this science and to explore its implications for households, businesses, and government. By facilitating this dialog, we hope this conference will stimulate the adoption of best practices in the development of both new financial products and future public policies.

2011: Education and Consumer Financial Protection >>

2008: Retirement Phase of the Lifecycle >>
Baby boomers are the most prosperous, healthiest, and longest-lived generation of Americans ever. They also face more choices about saving and investing than their predecessors. More choices mean more decisions. Voluntary tax-advantaged accounts are now available for retirement, college tuition, and health care. It seems everyone is talking about personal finance. Should you open an IRA or 401(k) account? An ordinary IRA or a Roth IRA? How much to contribute? How to invest the funds? How to time withdrawals from the account?
View 2008 webcasts
The webcasts are free, but require a login. To register, simply click on Add to Cart. Under All Others, click on Create an Account, and fill in the required (*) fields.

2006: Investing Phase of the Lifecycle >> Over the past 50 years, enormous progress has been made in the underlying theory of consumer saving and investment. Recent significant innovations in financial markets and technology have made it possible to translate these theoretical advances into practice. Research in behavioral economics and finance over the last 20 years has advanced our understanding of how consumers actually make saving and investment decisions. Life-cycle saving and investing has become a science.
View 2006 webcasts
The webcasts are free, but require a login. To register, simply click on Add to Cart. Under All Others, click on Create an Account, and fill in the required (*) fields.


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